1. To promote thrift among members by encouraging systematic savings so as to strengthen members’ overall financial security.

2. To make loans to members for provident and productive purposes at a low rate of interest

3. To provide services to meet membership needs

4. To promote a program of effective member education so that members can better understand the rights and responsibilities of consumers in order to improve their standards of living.

5. To promote the dignity of man by providing advice, counsel, and financial service which will assist members to carry their share of responsibility as citizens of community, state, nation, and world.

6. To provide protection for funds of members in every possible way, in accordance with law and prudent business practices

7. To distribute to members and adequate return for the use of their savings in proportion to the degree of their participation as savers.

8. To return to borrowers, who create the major source of income, monies in excess of those needed to operate and perpetuate the credit union, according to each member’s degree of participation as borrower.

9. To maintain a democratic, service-minded organization which will provide a climate that will attract and encourage members to serve as officials or committee members; that will attract and retain capable employees; that will make members proud to belong.

10. To provide employment with reasonable compensation and security, to exercise a high regard for the welfare of employees and to train them to their fullest potential.

11. To cooperate with other credit unions and support the credit union movement through active participation in credit union organization – state and national.

12. To develop and maintain mutual working relationships with other community organizations.

13. To promote mutual understanding within the community.