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 | GREATER KINSTON RATE SHEET | | | | | Excellent | | Good | | Fair | | Poor | | BEACON SCORE | 750-850 | | 660-749 | | 620-659 | | 619-500 | | | | | | | | | | | New Auto | | | | | | | | | up to 36 mos | 5% | | 5% | | 9% | | 9% | | 37 to 48 mos | 5.50% | | 5.50% | | 10% | | 10% | | 49 to 60 mos | 6% | | 6% | | 11% | | 11% | | 61 to 72 mos | 6.50% | | 6.50% | | 12.50% | | 12.50% | | | | | | | | | | | Used Auto | | | | | | | | | up to 36 mos | 9% | | 9% | | 15% | | 15% | | 37 to 48 mos | 10% | | 10% | | 15% | | 15% | | 49 to 60 mos | 12% | | 12% | | 15% | | 15% | | | | | | | | | | | Other Tangible | | | | | | | | | up to 5 years | 10% | | 10% | | 13% | | 13% | | up to 15 years | 11% | | 11% | | 13.50% | | 13.50% | | | | | | | | | | | Share Secure | | | | | | | | | Up to 5 years | 5% | | 5% | | 7% | | 7% | | Over 5 years | 6% | | 6% | | 8% | | 8% | | | | | | | | | | | Signature | | | | | | | | | up to 12 years | 12% | | 12% | | 15% | | 15% |
| | | | Secured by Cosigner | (regardless of credit score) | | up to 5 years | 11.75% | | over 5 years | 12.50% |
| | | | Mortgage-Primary residence | Conv. 30 year | 5.90% | | 5.90% | | 7.90% | | 7.90% | | Conv.25 & 20 year | 5.60% | | 5.60% | | 7.50% | | 7.50% | | VA 30 year | 5.80% | | 5.80% | | 6.11% | | 6.11% | | VA 25 & 20 year | 5.60% | | 5.60% | | 6% | | 6% | | | | | | | | | | | Certified Secured Earning plus 2% | | | | |
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