Auto Rates, Secured Rates, Mortgage Rates for Greater Kinston Credit Union

*NOW OPEN*

Greater Craven Credit Union Service Center a branch of Greater Kinston Credit Union is now open for business. Hours of Operation M,W, F, 10:00 a.m.-5:00 p.m. Feel free to contact us at (252) 672-8945 or (252) 527-4002. Be sure to visit us at one of our locations 901 N. Queen St. Kinston, NC or 1505-D S.Glenburnie Rd New Bern, NC located in the Market Place Shopping Center.

We the Management, Staff and Officials are here to SERVE the residents of Lenoir, Greene, Jones, Craven, and Pitt Counties. We thank you for your patience and continued loyalty.

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GREATER KINSTON RATE SHEET

	Excellent	Good	Fair	Poor
BEACON SCORE	750-850	660-749	620-659	619-500

New Auto
up to 36 mos	5%	5%	9%	9%
37 to 48 mos	5.50%	5.50%	10%	10%
49 to 60 mos	6%	6%	11%	11%
61 to 72 mos	6.50%	6.50%	12.50%	12.50%

Used Auto
up to 36 mos	9%	9%	15%	15%
37 to 48 mos	10%	10%	15%	15%
49 to 60 mos	12%	12%	15%	15%

Other Tangible
up to 5 years	10%	10%	13%	13%
up to 15 years	11%	11%	13.50%	13.50%

Share Secure
Up to 5 years	5%	5%	7%	7%
Over 5 years	6%	6%	8%	8%

Signature
up to 12 years	12%	12%	15%	15%

Secured by Cosigner	(regardless of credit score)
up to 5 years	11.75%
over 5 years	12.50%

Mortgage-Primary residence

Conv. 30 year	5.90%	5.90%	7.90%	7.90%
Conv.25 & 20 year	5.60%	5.60%	7.50%	7.50%
VA 30 year	5.80%	5.80%	6.11%	6.11%
VA 25 & 20 year	5.60%	5.60%	6%	6%

Certified Secured Earning plus 2%

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